Lawsuits get blame for Florida property insurance crisis, but where’s proof?

TALLAHASSEE — Barbara Glover narrowly missed being crushed by the oak tree that fell through her roof during Hurricane Ian last year.

As she fled her Tampa home of 35 years, clutching nothing but a duffel bag of clothes, she knew what to do next. She called her insurance company, Universal Property and Casualty. And she waited for them to make her whole.

After months of feeling jerked around by the company and seeing her home condemned by the city, she took her case to court. In February, Glover became one of 4,571 people — 15 per day — to

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